An Orange County Auto Accident Attorney Discusses the Importance of Under-Insured and Uninsured Motorist Insurance

Perhaps one of the biggest mistakes drivers make is to overlook the importance of carrying under-insured and uninsured motorist insurance, explains an Orange County auto accident attorney. Many drivers feel a false sense of security on the roads by assuming that in the event of a car accident, if the other driver is negligent, that person’s insurance will cover the damage and medical expenses. Who pays for the damages and medical bills if the other driver does not have insurance?

Recently, there was an automobile accident in Seattle, Washington in which a 90-year-old-man was hit by a car three times. The victim, Henry Oslund, was walking through a parking lot when he was struck and then run over twice by a driver. The man was sent to Harborview Medical Center with critical injuries.

This story becomes worse: the SUV driver is not only uninsured, but also has been cited for driving without insurance twice before this horrible car accident. The driver, however, was able to leave the scene without so much as a ticket because the accident occurred in a 7-11 parking lot (private property) and the driver was not found to be driving recklessly.

As an Orange County auto accident attorney who has witnessed the financial devastation an accident such as this can bring to a family, I urge you to review your current auto policy and make sure you have adequate under-insured and uninsured motorist insurance. In the event that you are hit by an uninsured motorist you need to feel secure in the fact that you have insurance to protect you and cover the damage to your vehicle, as well as pay for your medical bills. Seattle personal injury attorney, Jason Epstein, has put together a short video addressing the need for uninsured motorist insurance and discussing what coverage you need to help protect yourself.

For additional information on this subject—or others relevant to personal injury law, such as accident victims’ rights—feel free to contact an Orange County auto accident attorney at 1 (888) 834-5055. Individuals in the Seattle area may contact a Seattle personal injury lawyer at 1 (888) 852-0068.